Future Generali Insurance Company is a joint venture between Generali Group and the Future Group. This Company commenced its operations in the year 2007. There is a host of insurance plans offered by Future Generali Insurance Company. It provides you a sense of security and the freedom to lead your life tension-free. Besides, the plans offered are customized as per your requirement.

Besides, the travel insurance plans offered by Future Generali Insurance are customized as per your requirements. The plans are available online at the click of the mouse.

Types of Future Generali Travel Insurance

  1. Overseas Travel Insurance
  2. Schengen and Worldwide
  3. Student Travel Plan

Let’s have a look at the detailed coverages offered by these plans:

  1. Overseas Travel Insurance Plan

Inclusions:

  • The minimum entry age is 18 years and maximum age is 70 years for individual & multi-trip policies, 65 years for Asia Travel family floater plan
  • This plan covers any medical expenses caused due to sickness while you travel and due to accident
  • If you lose your passport while you travel abroad, then the entire expenses to get a duplicate passport would be covered under this Future Generali Travel Insurance plan
  • Offers coverage for baggage delay and baggage loss up to a maximum limit. Also compensates for the amount utilized for buying stuff that is delayed due to delay of baggage
  • Offers personal accident cover against permanent disability and accidental death while travelling in any part of the world
  1. Schengen & Worldwide Travel Insurance

Inclusions:

  • The minimum entry age is 18 years and maximum age is 70
  • If you lose your passport while you travel abroad, then the entire expenses to get a duplicate passport would be covered under this Future Generali Travel Insurance plan
  • Offers coverage for baggage delay and baggage loss up to a maximum limit. Also compensates for the amount utilized for buying stuff that is delayed due to delay of baggage
  • Offers personal accident cover against permanent disability and accidental death while travelling in any part of the world
  • Offers financial emergency assistance for coordinating with the insured’s family back in India
  • Offers compensation for travel inconvenience due to trip cancellation, trip delay, hijack, trip curtailment and any missed connection
  • Offers compensation for legal liability to pay third party claims for accidental injury or accidental property damage
  • Schengen travel insurance is mandatory if you travel to countries such as Austria, Belgium, Czech Republic, Denmark, Poland, Finland, Estonia, France, Greece, Iceland, Germany, Latvia, Lithuania, Italy, Hungary, Malta, Norway, Luxembourg, Liechtenstein, Portugal, Poland, Spain, Slovakia, Slovenia, Sweden and Switzerland.
  1. Student Travel Insurance 

          Inclusions:

  • The minimum entry age is 18 years and maximum age is 35
  • The entire expenses to get a duplicate passport are reimbursed in case you lose your passport during your travel abroad.
  • The student travel insurance compensates for baggage delay and baggage loss up to a maximum limit. It also offers coverage for buying stuff that is delayed due to delay of baggage
  • This type of travel insurance provides personal accident cover against permanent disability and accidental death while travelling in any part of the world
  • Offers reimbursement of unused tuition fees in the conditions: a.) if the student insured is hospitalized for more than a month for any covered injury/sickness. b.) if the student is suffering from any terminal illness c.) accidental death of an immediate family member
  • In case of death of the sponsor due to accident or permanent disablement, the tuition fees incurred for the balance period is reimbursed up to a specific limit

Exclusions:

  • This plan doesn’t cover any pre-existing diseases and any complications arising due to the same
  • Suicide or self-inflicted injury
  • Issues caused because of consumption of alcohol or drugs
  • Loss or damage of passport due to detention by police, customs or any other authority
  • Participation in any foreign or any civil war
  • Terrorism
  • Treatment of mental or nervous problems
  • AIDS or HIV

Claim Process

Under Future Generali Travel Insurance, claims can be made in two ways:

  1. Cashless Claim Process

The cashless claim process under the Future Generali Insurance is mentioned below:

  • Medical emergency/ hospitalization
  • Contact the medical service provider in the foreign country and produce the Future Generali Travel Insurance policy if you wish to avail the cashless claim
  • Immediately inform the “Europ Assistance” for intimating the claim
  • Europ Assistance is a worldwide emergency help services organized by Future Generali Travel Insurance
  • This Europ Assistance then places the guarantee letter and then directly settles the bill with provider
  1. Reimbursement Claim Process

The process for reimbursement of the claim under the Future Generali Insurance is as below:

  • This happens during baggage claim, delay baggage lost, trip cancellation etc.
  • Immediately inform the “Europ Assistance” for intimating the claim
  • Ensure to submit the documents to Europ Assistance on your arrival to India
  • Later your claim would be validated by Europ Assistance as per the policy coverage
  • Europ Assistance would make the payment to the insured

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